Loan Against Mutual Fund (LAMF)
Get the funds you need by pledging mutual fund units, without having to sell your investments.
- Digital pledge process
- Interest on amount used
- Stay invested
- Of Fund Value as Loan
- 75%
- Minimum Loan
- ₹10,000
Offer Loans Against Securities Inside Your Platform
Let your customers borrow against their investments without leaving your app. Shriram Credit runs the lending, from the pledge to the repayment, while the journey carries your brand.
- RBI-registered NBFC
- Backed by the Shriram Group’s lending legacy
Why Partner With Shriram Credit
One partnership gives your customers a way to raise funds without selling their investments, and gives you a new product without building a lending business.
Quick Go-Live
Start with a simple redirect and go live with little effort, then build deeper when you are ready.
Your Brand, Your Journey
Keep customers on your own screens, in your own look, from the first offer to the final repayment.
Built for Scale
Grow from your first customer to your whole base on the same set-up, without adding to your team.
Secure and Compliant
Lending sits with an RBI-registered NBFC, and customer data is handled to the standards that follow.
End-to-End Lending
We handle eligibility, the pledge, the disbursal and the servicing, so you can stay on your product.
Clear Documentation
Straightforward guides and a team that answers, so your developers spend their time on building.
Who It’s Built For
Two ways to work with us, depending on how you serve your customers.
Build With Us
For platforms that would offer our loans inside their own product, in their brand.
Lending Platforms
Fintech Lenders, Loan Marketplaces and Neobanks. Add a secured line, backed by their own portfolio. Lift conversions and keep customers for longer.
Financial Superapps
Wealth, Investment and Payments Apps at scale. Open a new revenue line right inside your app. Give customers one more reason to stay with you.
Partner With Us
For Distributors, Brokers and Wealth Managers who introduce clients to our loans.
Mutual Fund Distributors
Help clients raise funds without redeeming units. Earn a payout on every loan your clients take.
Stock Brokers
Let clients borrow while their positions stay put. Keep their portfolio, and their trading, with you.
Wealth Managers
Offer liquidity without disturbing a client’s plan. Deepen the relationship with every need you meet.
From First Call to Go-Live
How a platform partnership goes from the first conversation to your customers.
- Step 1
Talk to Our Team
Tell us about your platform and customers, and we will suggest the right place to start.
- Step 2
Align the Scope
Settle the products, the integration route and the commercial terms in one agreement.
- Step 3
Integrate and Test
Build with our guides, test the full journey, and have our team on hand throughout.
- Step 4
Go Live
Open the journey to your customers, and review how it is working together, often.
When You Build With Us, Three Directions Are Yours to Evaluate
For lending platforms and superapps: choose how much of the journey you build, and move to another way whenever you like.
Redirect Journey
Send customers to our ready-made journey.
- No integration work needed
- The quickest way to go live
- Runs on our pages, end to end
SDK Integration
Embed our journey inside your web or app.
- Minimal integration effort
- Screens matched to your brand
- Customers stay inside your app
API Integration
Build a fully native journey of your own.
- Full control of the journey
- Screens designed by your team
- Detailed API documentation
Products You Can Offer
Start with Loan Against Mutual Fund today, and add more as they open.
Coming Soon
Loan Against Shares (LAS)
Access funds by pledging listed shares while continuing to hold your investments.
Get in TouchLet’s Talk
Which Best Describes You?
Thank you. Our partnerships team will be in touch soon.
Distributors, Brokers and Wealth Managers join us through our partner programme.
Become a PartnerGot Questions?
Lending platforms and superapps can fill in the form on this page; our partnerships team will get in touch about the next steps. Distributors, brokers and wealth managers join through Become a Partner.
Loan Against Mutual Fund is available today. Loan Against Shares is coming soon, and can be added to the same partnership when it opens.
Through a redirect, our SDK or our APIs. A redirect needs no build; the SDK and the APIs bring the journey inside your own web or app.
Yes. With the SDK or the APIs, your customers see your look and your screens throughout, while Shriram Credit provides the lending behind them.
Shriram Credit is an RBI-registered NBFC. Customer data is encrypted and handled in line with the applicable regulations and our privacy policy.
Yes. Loan Against Mutual Fund needs no minimum credit score, so customers who are new to credit can apply, subject to the usual eligibility.