Making Credit Simpler with Trust, Expertise and Convenience
Discover simpler ways to access secured credit with Shriram Credit Company Limited. With solutions designed around your financial needs, we help you access funds against eligible assets with transparency, convenience and ease.
ExploreCompany Overview
Shriram Credit Company Limited (SCCL), part of the Shriram Group, brings over 25 years of experience in the financial services sector, with a focus on providing accessible and customer-centric credit solutions. As a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), SCCL is committed to responsible lending, transparency and customer convenience.
SCCL offers secured lending solutions, including Loan Against Securities, enabling eligible customers to access funds against their financial assets, subject to applicable eligibility criteria and lending terms.
Through these solutions, customers can meet their financial requirements without necessarily selling their investments. SCCL focuses on simplifying the borrowing journey through convenient processes, technology-enabled services and flexible financing options, in line with the applicable product terms and conditions.
Backed by the Shriram Group’s people-first philosophy, SCCL aims to make credit more accessible through transparent processes and customer-focused financial solutions.
About Shriram Group
For over five decades, the Shriram Group has been built around a simple belief—putting people first. Established in 1974 as a humble chit fund business, the Group has grown over the past 52 years into one of India’s respected financial services conglomerates, serving millions of customers across the country.
Founded by Mr. R. Thyagarajan, the Group was created with a vision of empowering the common man through financial inclusion. Today, that vision continues to guide its businesses and customer relationships. As of December 2025, Shriram Group has the strength of 1,15,500+ employees across all group entities, 4,700+ branches and nationwide service centres, ₹3.65 lakh crores in assets under management (AUM) and 30.91 million active customers who place their trust in the Group.
From loan services and insurance solutions to asset management, broking services, investments and more, Shriram Group offers a diverse range of financial solutions designed to support people through different stages of their financial journey. Whether it is helping a truck driver own his first vehicle, enabling a small entrepreneur to build a business or helping someone protect their new car with insurance, the Group’s commitment to financial inclusion continues to remain at the heart of its journey.
- Assets Under Management
- ₹3.65 lakh crores
- Employees
- 1,15,500+
- Branches & Service Centres
- 4,700+
- Year Legacy
- 50+
Board Members

Mr. Akhilesh Kumar Singh
Vice-Chairman and Non-Executive Director
Mr. Akhilesh Kumar Singh is a seasoned financial services professional with over three decades of extensive experience in the industry. He holds a B.Tech degree from Indian Institute of Technology Kharagpur and a PGDM from Indian Institute of Management Bangalore.
Mr. Singh has been associated with the Shriram Group since 1994, commencing his journey as President of Shriram City Union Finance Limited. Over the years, he has held several key leadership positions within the Group, including Managing Director of Shriram City Union Finance Limited, Shriram Insight Share Brokers Limited, Shriram Credit Company Limited, and Shriram Asset Management Company Limited.
He currently serves as a Non-Executive Director on the Board of Shriram Insight Share Brokers Limited. Throughout his distinguished career, Mr. Singh has demonstrated strong leadership and strategic acumen, particularly in establishing and scaling businesses in highly competitive markets. His extensive experience spans business development, financial services, operations, and organizational growth, making him a respected leader within the industry.

Ms. Subhasri Sriram
Non-Executive Director
Ms. Subhasri Sriram is currently the MD & CEO of Shriram Capital (P) Limited, the holding company of the Shriram Group. A seasoned professional with over three decades of experience, including a significant tenure of 25 years within the Shriram Group's Financial Services business. For over 15 years, she has served as the Executive Director & CFO of a prominent listed Non-Banking Finance Company within the Group. Her expertise encompasses organizational restructuring, business process enhancement, and spearheading both equity and debt fundraising initiatives, as well as launching new ventures.
She has had the advantage of working across different business functions, legal entities and projects, covering Life Insurance, General Insurance, Wealth Management, Stock Broking, Asset Management, Insurance broking besides Retail Credit.
Her financial acumen has been recognized with accolades such as the "Best Performing CFO" by CNBC TV 18 in 2013 and the "Most Influential CFO in India" by CIMA in 2016.
Subhasri holds a Postgraduate degree in Commerce and is a distinguished Fellow Member of both the Institute of Cost Accountants of India (ICMA) and the Institute of Company Secretaries of India (ICSI). She also contributes her expertise as a board member across various listed and unlisted companies in diverse industries.

Mr. Jasmit Singh Gujral
Non-Executive Director
Mr. Jasmit Singh Gujral serves as the Executive Vice Chairman of Shriram General Insurance Company Limited and previously held the position of Managing Director & Chief Executive Officer of the Company. He is also a Non-Executive Director on the Board of Shriram Capital Private Limited.
Over the course of his distinguished career, he has held several leadership positions within the Shriram Group, including Chief Executive Officer of Shriram Overseas Finance Company Limited and Managing Director & Chief Executive Officer of Shriram Transport Finance Company Limited. Having joined the Shriram Group in 1988, he brings over 33 years of extensive experience across financial services, insurance, marketing, and general business management.
Mr. Gujral holds a Bachelor's degree in Commerce and a Post Graduate degree in Management from Aligarh Muslim University. He has also completed the Executive Management Programme from the Indian Institute of Management Ahmedabad (IIM Ahmedabad) and the Advanced Management Programme jointly conducted by Kellogg School of Management, Chicago, and the Indian School of Business, Hyderabad.

Mr. Ajay Thomas John
Non-Executive Director
Mr. Ajay Thomas John is a seasoned business and digital transformation leader with more than 22 years of experience across the financial services and fintech sectors. He has built a strong track record in digital transformation, e-business, product and program management, marketing, business development, business operations, and partner management. He holds an MBA in Finance from Anna University.
Currently, he leads digital transformation of all Shriram Capital entities. Prior to this, he held leadership positions at Bajaj Finance Ltd., where he was responsible for Corporate Strategy and Fintech, driving large-scale digital innovation and business transformation programs. He has also worked with HDFC Bank, ICICI Bank, and CitiFinancial, bringing deep expertise in banking, lending, payments, and customer experience transformation.
Presently, he is on the Board of Shriram Fortune Solutions Ltd., Shriram Insight Share Brokers Ltd., Indypurse Digital Technologies Pvt. Ltd. as a Non-executive Director.

Dr. Saleem K. Ali
Non-Executive and Independent Director
Dr. Kassim Saleem Ali is a distinguished professional with over 36 years of diverse leadership experience spanning law enforcement, governance, academia, and corporate advisory. A retired Indian Police Service (IPS) officer, he holds a Ph.D. in Civil Society Conflict Index, an MBA in Finance, and a Master's degree in Chemistry.
He was the Founder, Chairman and Managing Director of Fourth Force, a leading background verification and Risk Management Company that provides comprehensive verification services to help organizations mitigate hiring risks, fraud, and criminal intent.
During his illustrious public service career, Dr. Ali served as the Director General of Police, Tripura (2010–2011) and subsequently held the position of Special Director/Additional Director at the Central Bureau of Investigation. He has also contributed to the education sector as an Adviser for the futuristic development of Jamia Millia Islamia and as Honorary Director of its Residential Coaching Academy, supporting the training and development of minority and women students.
After retirement he served as member of National Disaster Management Authority of India, a post equivalent to Minister of State in Government of India. He also worked as Independent external monitor of Syndicate Bank and Bank of Baroda for a period of three years. Later, he also worked as independent external monitor of National Thermal Power Corporation, New Delhi and Ratna Giri Gas and Thermal Power Private Limited for three years. He is presently in the Governing Body of the Alpha Group of Institution in Chennai for the past six years.
Dr. Ali currently also serves as an Independent Director on the Boards of Shriram Fortune Solutions Ltd. and Shriram Financial Services Pvt. Ltd. (erstwhile Way2Wealth Brokers Pvt. Ltd.) along with Shriram Credit Company Ltd.

Mr. Rajasundaram Sudarshan
Non-Executive and Independent Director
Mr. Rajasundaram Sudarshan is a qualified Chartered Accountant, having obtained his membership in 1992. He possesses over 32 years of extensive experience in the banking and financial services industry, with deep expertise in corporate finance, risk management, strategic planning, operations, and digital transformation.
He commenced his professional career with Citibank N.A. and was associated with the organization and its group entities for over a decade (1998–2008), serving in various leadership roles across finance and banking operations. During this period, he served as the Chief Financial Officer of e-Serve International Limited, where he played a key role in facilitating the company's merger with Tata Consultancy Services. Subsequently, he joined Tata Consultancy Services as Executive Vice President – Operations, where he was responsible for overseeing large-scale operational and business transformation initiatives.
In 2012, Mr. Sudarshan co-founded CreditMantri Finserve Private Limited, marking his transition into the rapidly evolving fintech sector. He currently serves as the Co-Founder and Chief Operating Officer of CreditMantri, where he is focused on improving the credit health of retail borrowers and enabling credit-invisible and underserved populations to gain access to affordable credit through technology-driven solutions.
With his rich and diverse experience spanning traditional banking, financial services, and fintech innovation, Mr. Sudarshan brings significant strategic insight and operational expertise to the Board. His leadership in driving business growth, financial discipline, technology adoption, and customer-centric innovation contributes substantial value to the Company's governance and long-term strategic objectives.
Our Offices
Registered Office
Shriram Credit Company Ltd
Shriram House, No.-4,
Burkit Road, T.Nagar,
Chennai- 600 017.Corporate Office
No. 221, 3rd Floor, Thiru Vi Ka Salai,
Royapettah High Road, Luz, Near Vidhya Mandir School,
Mylapore, Chennai-600004.
Borrow Without Breaking What You Built.
We look after you, we don’t just lend.